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The eligibility requirements to apply for an online personal loan can vary between lenders, but generally, they include the following: Applicants must typically be at least 18 years old, though some lenders may require a minimum age of 21. Applicants should be citizens or legal residents of the country where the loan is being offered. Proof of a stable income is usually required. This can include employment income, self-employment income, or other regular sources of income. Minimum income requirements vary by lender but are often specified to ensure the applicant can repay the loan. A valid bank account is usually required for loan disbursement and repayment. A good credit score improves the chances of approval and may result in better interest rates. Some lenders cater to those with poor credit but may charge higher interest rates. Lenders often prefer applicants with a stable job or a steady source of income. Some may have minimum employment duration requirements, such as being employed at the current job for at least six months. | |
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