Index Universal Life Insurance Policy: A Smart Approach to Protection and Wealth Growth | |
An Index Universal Life (IUL) insurance policy offers both life insurance coverage and a cash value component that grows based on a stock market index, like the S&P 500. With flexible premiums, adjustable death benefits, and tax-advantaged growth potential, IUL policies provide a balance of security and investment opportunities. Unlike traditional whole life insurance, IUL allows policyholders to participate in market gains while protecting against downturns with a guaranteed floor. Ideal for long-term financial planning, an IUL policy can serve as a strategic tool for wealth accumulation, retirement income, and legacy planning. | |
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